Automobile Physical Damage

We are able to provide Comprehensive and Collision programs for a single  unit up to a fleet of owner operators with a monthly reporting policy. Minimum deductibles are usually $1,000 per claim. On owned fleets we  are able to provide monthly reporting form programs together with layer  deductible programs as well as aggregate programs which provide the  usual Comprehensive and Collision coverages subject to a specific deductible and then an aggregate self insured deductible  which if exhausted reverts back to the $1,000 specific deductible and if  not exhausted, the insured gets to keep the unused portion of the  aggregate deductible.

 Limits are available up to $250,000 any one combined unit and $1,000,000 any one event catastrophe or terminal loss. 


Auto Phys Dam App (pdf)